Homeownership segregation: Difference between revisions
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====== Definition ====== | ====== Definition ====== | ||
Homeownership segregation refers to the separation of individuals or families into different neighborhoods or communities based on their race, ethnicity, or socioeconomic status. | Homeownership segregation refers to the separation of individuals or families into different neighborhoods or communities based on their race, ethnicity, or socioeconomic status. | ||
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==Notes== | ==Notes== | ||
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==Further reading== | ==Further reading== | ||
Kulkarni N.; Malmendier U. (2022) "Homeownership segregation", Journal of Monetary Economics, 129(), pp. 123-149. Elsevier B.V.. DOI: [ | Kulkarni N.; Malmendier U. (2022) "Homeownership segregation", Journal of Monetary Economics, 129(), pp. 123-149. Elsevier B.V.. DOI: [https://doi.org/10.1016/j.jmoneco.2022.05.001 10.1016/j.jmoneco.2022.05.001] | ||
Molloy R. (2022) "Discussion of “Homeownership segregation”", Journal of Monetary Economics, 129(), pp. 150-152. Elsevier B.V.. DOI: [ | Molloy R. (2022) "Discussion of “Homeownership segregation”", Journal of Monetary Economics, 129(), pp. 150-152. Elsevier B.V.. DOI: [https://doi.org/10.1016/j.jmoneco.2022.04.002 10.1016/j.jmoneco.2022.04.002] | ||
Revision as of 14:20, 9 April 2024
Date and country of first publication[1]
2022
India
Definition
Homeownership segregation refers to the separation of individuals or families into different neighborhoods or communities based on their race, ethnicity, or socioeconomic status.
This form of segregation occurs when certain groups, typically minority or low-income populations, are excluded from accessing homes in desirable or affluent neighborhoods. It can be a result of various factors, including discriminatory practices such as redlining, which involved denying mortgage loans or insurance to individuals in certain areas based on their race or ethnicity.
Homeownership segregation perpetuates inequality and can lead to unequal access to quality education, healthcare, and other resources. It also impacts generational wealth accumulation, as homeownership is often seen as a primary way to build wealth and pass it on to future generations. This form of segregation has long-lasting effects on communities and contributes to the perpetuation of racial and economic disparities.
Efforts to address homeownership segregation include fair housing laws and programs aimed at providing affordable housing in all neighborhoods, as well as initiatives to promote financial literacy and access to mortgage loans for marginalized communities.
See also
References
Notes
- ↑ Date and country of first publication as informed by the Scopus database (December 2023).
At its current state, this definition has been generated by a Large Language Model (LLM) so far without review by an independent researcher or a member of the curating team of segregation experts that keep the Segregation Wiki online. While we strive for accuracy, we cannot guarantee its reliability, completeness and timeliness. Please use this content with caution and verify information as needed. Also, feel free to improve on the definition as you see fit, including the use of references and other informational resources. We value your input in enhancing the quality and accuracy of the definitions of segregation forms collectively offered in the Segregation Wiki ©.
Further reading
Kulkarni N.; Malmendier U. (2022) "Homeownership segregation", Journal of Monetary Economics, 129(), pp. 123-149. Elsevier B.V.. DOI: 10.1016/j.jmoneco.2022.05.001
Molloy R. (2022) "Discussion of “Homeownership segregation”", Journal of Monetary Economics, 129(), pp. 150-152. Elsevier B.V.. DOI: 10.1016/j.jmoneco.2022.04.002