Editing Homeownership segregation

===== Date and country of first publication<ref>Date and country of first publication as informed by the Scopus database (December 2023).</ref>===== 
2022<br>
India
===== Definition ===== 

Homeownership segregation refers to the separation of individuals or families into different neighborhoods or communities based on their race, ethnicity, or socioeconomic status. 

This form of segregation occurs when certain groups, typically minority or low-income populations, are excluded from accessing homes in desirable or affluent neighborhoods. It can be a result of various factors, including discriminatory practices such as redlining, which involved denying mortgage loans or insurance to individuals in certain areas based on their race or ethnicity. 

Homeownership segregation perpetuates inequality and can lead to unequal access to quality education, healthcare, and other resources. It also impacts generational wealth accumulation, as homeownership is often seen as a primary way to build wealth and pass it on to future generations. This form of segregation has long-lasting effects on communities and contributes to the perpetuation of racial and economic disparities. 

Efforts to address homeownership segregation include fair housing laws and programs aimed at providing affordable housing in all neighborhoods, as well as initiatives to promote financial literacy and access to mortgage loans for marginalized communities.
==See also== 
==Related segregation forms==
Homeownership segregation is frequently discussed in the literature with the following segregation forms: 

[[racial segregation]], [[residential segregation]], [[school segregation]]
[[File:homeownership_segregation.png|780x780px]]

This visualization is based on the study [[Segregation_Wiki:About| The Multidisciplinary Landscape of Segregation Research]]. 

For the complete network of interrelated segregation forms, please refer to: 

* [https://tinyurl.com/2235lkhw First year of publication] 

* [https://tinyurl.com/2d8wg5n3 Louvain clusters] 

* [https://tinyurl.com/223udk5r Betweenness centrality] 

* [https://tinyurl.com/244d8unz Disciplines in which segregation forms first emerged (Scopus database).] 
==References== 
==Notes== 
<references /> 
{{NoteAI}} 
==Homeownership segregation appears in the following literature== 

Kulkarni N., Malmendier U. (2022). Homeownership segregation. ''Journal of Monetary Economics'', ''129''(), 123-149. Elsevier B.V..https://doi.org/10.1016/j.jmoneco.2022.05.001

Molloy R. (2022). Discussion of “Homeownership segregation”. ''Journal of Monetary Economics'', ''129''(), 150-152. Elsevier B.V..https://doi.org/10.1016/j.jmoneco.2022.04.002